As the world increasingly shifts to a digital-first approach, the convenience of online shopping, social media, and digital banking has revolutionised daily life. However, this digital transformation has also created fertile ground for cybercriminals to refine their schemes, exploiting the very tools designed to simplify modern living. According to the South African Police Service, online fraud cases have surged by 30% over the past year, a stark reminder of the rising risks that accompany our interconnected world.